'I couldn't sleep when I heard the last bank would close'

When 84-year-old Maggie Dodd discovered that the last remaining bank in her town was closing, she began to panic.

"I mean I couldn't sleep that first night when I realised. I thought what am I going to do?"

Now her nearest branch is in Oban, almost an hour's drive - 37.2 miles - away and she's worried about banking online.

"There's so much of this scamming business, and I'm always worried that I'll hit something and press the wrong thing."

That's why she has 'buddied up' with her 83-year-old friend Ina Callander to try banking at the local post office.

"Maggie was really upset and I thought, why not help her? Because that's what friends are for."

Lloyds Banking Group, which owns the Bank of Scotland, say the branch at Lochgilphead is no longer viable as most of their customers prefer to bank online.

But BBC Your Voice was approached by residents in the town who are worried about the impact the closure will have on elderly and vulnerable people, as well as local businesses.

Karen McCurry, who runs the wellbeing centre Snowdrop Argyll, set up the buddy scheme used by Maggie and Ina.

She says: "I had people approaching me, telling me they weren't sleeping at night because the bank was going to close - and that's massive.

"We always try to think of solutions and how to make things easier for somebody.

"We can't change what's happening outside a lot of the time, but we can help somebody feel a bit better about it, a bit more confident."